🏛️ Welcome to Our Society

Nearly a century of trusted financial services for Reserve Bank employees and their families. Experience reliability, growth, and community support since 1927.

🏆
98+
Years of Trust
👥
550+
Active Members
🏖️
4
Holiday Homes
💰
6%
Lowest Loan Rate

📢 Latest Updates

🎉 Centenary Celebration 2026-27

As we approach our 100th year milestone, we are proud to announce our upcoming Centenary Celebration from 2026-27. Join us in celebrating a century of trust, service, and community support!

🚀 Quick Services

💰

Apply for Loan

Quick approval, competitive rates

🏦

Open Deposit

6.60% interest on FD & RD

🏖️

Book Holiday Home

4 premium locations

📋

Download Forms

All applications & reports

Our Legacy

The Kolkata Reserve Bank Employees' Co-operative Credit Society Ltd is a prestigious member-owned financial cooperative established in 1927 to serve the financial needs of Reserve Bank employees and their families. With nearly a century of dedicated service, our society has been providing reliable financial services with competitive rates and personalized attention for over 98 years.

Contact Information

📍 Address: Reserve Bank Annex Building, 13, N.S. Road, Kolkata - 700001
📞 Phone: +91-33-2210-4808
📧 Email: kolempcoop@gmail.com
🕘 Hours: Monday to Friday, 10:30 AM to 5:00 PM

💰 Loan Services

Quick approvals, competitive rates, and flexible repayment options for all your financial needs

⚡
6%
Lowest Rate
💸
₹85L
Max Amount
📅
20 Yrs
Max Tenure
🚀
24hrs
Quick Approval

🏦 Available Loan Products

Loan Type Max Amount Interest Rate Max Tenure Action
⚡ Short Term Loan ₹5,00,000 6% 10 months
🏥 Medical Loan ₹5,00,000 6% 12 months
🚨 Emergency Loan ₹5,00,000 6% 12 months
📈 Mid Term Loan ₹10,00,000 6% 58 months
🏠 Special Long Term ₹60,00,000 6.5% 240 months
🏦 Loan Against FD 80% of FD FD+1% Till maturity

🧮 EMI Calculator

Calculate your monthly EMI and plan your finances

📊 Loan Details

₹10K ₹60L
6% 6.5%
1 Year 20 Years

📈 Results

Monthly EMI
₹ --
Total Interest
₹ --
Total Amount
₹ --
Payment Breakdown
Principal: ₹ --
Interest: ₹ --

🏦 Deposit Schemes

Secure your financial future with guaranteed returns and competitive interest rates

💎
6.60%
Interest Rate
🛡️
100%
Safe & Secure
⏰
5 Min
Quick Process
📈
98+
Years Trust
🏛️

Fixed Deposit

Traditional savings with guaranteed returns

6.60%
Annual Interest Rate
✓ Minimum Investment: ₹1,000
✓ Tenure: 1 Year (Flexible)
✓ Premature Withdrawal: Available
✓ Loan Facility: Up to 80% of FD
🔄

Recurring Deposit

Systematic savings with disciplined approach

6.60%
Annual Interest Rate
✓ Monthly Investment: ₹500 onwards
✓ Tenure: 1 Year (Standard)
✓ Systematic Investment Plan
✓ Build Saving Habits

📊 Interest Rate Comparison

Deposit Type Interest Rate Minimum Amount Tenure Features
🏛️ Fixed Deposit 6.60% ₹1,000 1 Year Loan facility
🔄 Recurring Deposit 6.60% ₹500/month 1 Year Systematic savings, Goal planning

🧮 Deposit Calculator

Calculate your deposit maturity amount and plan your investments

💰 Investment Details

For RD: Monthly investment amount

📈 Maturity Results

Maturity Amount
₹ --
Interest Earned
₹ --
Total Investment
₹ --
Investment Summary
Period: -- months
Monthly Growth: ₹ --

🚀 Ready to Start Your Investment Journey?

Join thousands of satisfied members who have secured their financial future with our deposit schemes. Start with as little as ₹500!

🏖️ Holiday Home Facilities

Escape to paradise with your family at our premium holiday homes located in the most beautiful destinations across West Bengal, Odisha, and Bihar. Experience comfort, tranquility, and memories that last a lifetime.

🏠
4
Premium Locations
🛏️
20+
Comfortable Rooms
⭐
98%
Member Satisfaction
📅
365
Days Available

🏖️ Puri Holiday Home

📍 Location:
Swargadwar, Puri, Odisha
🚂 Distance:
2 km from Railway Station
🕕 Check-in:
7:00 AM
🕕 Check-out:
5:00 AM

🏠 Standard AC Room (8 Units)

  • Maximum Occupancy : 4 Adults
  • Air Conditioning
  • Attached Bathroom
  • TV with Cable
  • Free Wi-Fi
  • Kitchen
Members: ₹920/night
Member Relatives: ₹1,270/night

✨ Deluxe AC Room (4 Units)

  • Maximum Occupancy : 3 Adults
  • Premium Air Conditioning
  • LED TV
  • Balcony
  • Free Wi-Fi
Members: ₹920/night
Member Relatives: ₹1,270/night

🌊 Digha Holiday Home

📍 Location:
Barrister Colony, Digha
🚂 Distance:
2.4 km from Railway Station
🕐 Check-in:
11:00 AM
🕐 Check-out:
10:00 AM

🏠 4 Bedded Room (4 Units)

  • AC
  • Attached Bathroom
  • TV
  • Hot Water
  • Basic Amenities
Members: ₹600/night
Member Relatives: ₹1000/night

🏠 3 Bedded Room (3 Units)

  • Air Conditioning
  • Beach View
  • Cable TV
  • Hot Water
  • Basic Amenities
Members: ₹500/night
Member Relatives: ₹800/night

🐚 Bakkhali Holiday Home

📍 Location:
Bakkhali Beach, South 24 Parganas
🚂 Distance:
8 km from Namkhana Station
🕐 Check-in:
11:00 AM
🕐 Check-out:
11:00 AM

🏖️ Ground Floor Room (2 Units)

  • Good Location
  • Fan Cooled
  • Attached Bathroom
  • Veranda
  • Garden View
Members: ₹350/night
Member Relatives: ₹450/night

🏖️ First Floor Room (2 Units)

  • Good Location
  • Fan Cooled
  • Attached Bathroom
  • Veranda
  • Garden View
Members: ₹350/night
Member Relatives: ₹450/night

⛰️ Simultala Holiday Home

📍 Location:
Simultala Hill Station, Jharkhand
🚂 Distance:
2.5 Km from Station
🕐 Check-in:
8:00 AM
🕐 Check-out:
7:00 AM

🏔️ Ground Floor Room (2 Units)

  • Mountain View
  • Fan Cooled
  • Attached Bathroom
  • Sitting Area
  • Peaceful Environment
  • Natural Air Conditioning
Members: ₹700/night
Member Relatives: ₹900/night

🌄 First Floor Room (2 Units)

  • Panoramic Hill View
  • Spacious Layout
  • Attached Bathroom
  • Peaceful Environment
  • Balcony
Members: ₹700/night
Member Relatives: ₹900/night

📁 Download Center

Access all your essential documents, forms, and reports from our comprehensive digital library. Everything you need for your society transactions and information.

📊
5
Annual Reports
📋
14
Application Forms
⚡
24/7
Access Available

📊 Annual Reports Collection

NEW
📈

Annual Report 2023-24

Comprehensive financial and operational report showcasing our remarkable growth and member satisfaction achievements for FY 2023-24

2.3 MB


📥 Download PDF
📊

Annual Report 2022-23

Complete financial statements, audit reports, and society activities highlighting our strong performance and member benefits

2.1 MB


📥 Download PDF
📋

Annual Report 2021-22

Detailed overview of society operations, financial health, and member welfare initiatives during the challenging pandemic period

1.9 MB


📥 Download PDF
📄

Annual Report 2020-21

Financial performance and operational milestones achieved during our continued commitment to member service excellence

1.8 MB


📥 Download PDF
📑

Annual Report 2019-20

Historical report showcasing society growth, financial stability, and member satisfaction during our expansion phase

1.7 MB


📥 Download PDF

💰 Loan Application Forms

POPULAR
⚡

Short Term Loan Application

Quick application for short-term financial needs up to ₹5,00,000 with flexible 10-month repayment tenure at competitive 6% interest

245 KB


📥 Download PDF
🏥

Medical Loan Application

Emergency medical loan application for health expenses up to ₹5,00,000 with priority processing and 12-month repayment

250 KB


📥 Download PDF
🚨

Emergency Loan Application

Fast-track emergency loan for urgent financial requirements up to ₹5,00,000 with same-day approval process

240 KB


📥 Download PDF
📈

Mid Term Loan Application

Medium-term financing solution up to ₹10,00,000 with extended 58-month repayment period for major expenses

255 KB


📥 Download PDF
🏠

Special Long Term Loan Application

Premium long-term loan facility up to ₹60,00,000 with 240-month tenure, ideal for property and major investments

280 KB


📥 Download PDF
🏦

Loan Against FD Application

Secure loan against your fixed deposits up to 80% of certificate value with minimal documentation and quick processing

230 KB


📥 Download PDF

📋 General Application Forms

ESSENTIAL
👥

Regular Membership Application Form

Application form for RBI employees to become regular members with full voting rights and benefits

230 KB


📥 Download PDF
👨‍👩‍👧‍👦

Nominal Membership Application Form

Application form for family members of regular members to become nominal members of the society

225 KB


📥 Download PDF
💰

Fixed Deposit Application

Secure your savings with attractive 6.60% interest! Application form for opening FD accounts with flexible terms

210 KB


📥 Download PDF
📈

Recurring Deposit Application

Secure your savings with attractive 6.60% interest! Application form for opening RD accounts with flexible terms

210 KB


📥 Download PDF
💳

NEFT Form - Online Fillup & Download

Interactive NEFT form that you can fill online and download with your details pre-filled for transactions

210 KB


📝 Fill Online & Download
📄

NEFT Form - Blank Download

Blank NEFT form for manual completion and submission for electronic fund transfers

180 KB


📥 Download PDF
💳

Withdrawal Slip

Withdrawal Slip for Cash Withdrawal and NEFT Remittance

225 KB


📥 Download PDF
🏖️

Holiday Home Booking Form

Reserve your perfect vacation! Booking form for our premium holiday homes in Puri, Digha, Bakkhali, and Simultala

235 KB


📥 Download PDF

📜 Policies & Governance Documents

UPDATED
⚖️

Society Bylaws

Complete constitutional framework governing our society operations, member rights, and administrative procedures

450 KB


📥 Download PDF
🔒

Privacy Policy Document

Comprehensive privacy protection guidelines ensuring secure handling of all member information and personal data

320 KB


📥 Download PDF
📋

Terms & Conditions

Detailed terms and conditions for all society services, loans, deposits, and holiday home facilities usage

380 KB


📥 Download PDF

📱 Mobile App Downloads

SOON

iOS Mobile App

Experience convenient banking on-the-go with our iOS app. Check balances, apply for loans, book holiday homes, and access all society services from your iPhone or iPad.

App Store


SOON

Android Mobile App

Download our Android app for seamless banking experience. Access loan applications, deposit information, holiday home bookings, and more from your Android device.

Google Play


🌟

App Features

Our mobile app will include comprehensive features for modern banking convenience:

💰 Asset & Liability Statement
📊 Account Balance Check
🏖️ Liability Certificate
📧 Push Notifications
🔒 Secure Banking
📱 User-Friendly Interface

📞 Need Help with Downloads?

Having trouble accessing documents? Our support team is here to help! Contact us during office hours or email kolempcoop@gmail.com for immediate assistance.

📞 Contact Us

We're here to help! Reach out to us for any queries, support, or assistance. Our dedicated team is committed to providing you with the best service and prompt responses.

⏰
24hrs
Response Time
📍
1
Office
🕘
6.5hrs
Daily Service
👥
98+
Years Serving

🏢 Society Information

📍

Office Address

Kolkata Reserve Bank Employees' Co-operative Credit Society Ltd

Reserve Bank Annex Building
13, N.S. Road
Kolkata - 700001
West Bengal, India

📞

Phone & Email

Main Office:
+91-33-2210-4808

Email:
kolempcoop@gmail.com

Website:
https://www.krbeccsl.com

🕘

Office Hours

Monday to Friday:
10:30 AM - 5:00 PM

Saturday:
Closed

Sunday & Holidays:
Closed

Lunch Break:
1:30 PM - 2:00 PM

✉️ Send us a Message

Have a question or need assistance? Fill out the form below and we'll get back to you within 24 hours.

❓ Frequently Asked Questions

What are your office hours?

We are open Monday to Friday from 10:30 AM to 5:00 PM, with a lunch break from 1:30 PM to 2:00 PM. We are closed on weekends and public holidays.

How can I apply for membership?

Download the membership application form from our Downloads section, fill it completely, and submit it with required documents during office hours.

What documents do I need for loan application?

Basic documents include salary slip, Loan Statement including Housing Loan from Bank. Provident Fund Statement. Specific requirements vary by loan type.

How do I book a holiday home?

Contact our Holiday Home Booking department by email kolempcoop@gmail.com. Advance booking is recommended.

💬 Still Have Questions?

Our friendly team is always ready to help. Don't hesitate to reach out through any of the contact methods above. We value your feedback and are committed to providing excellent service.

🔒 Privacy Policy

Your privacy and data security are our top priorities. Learn how we protect, collect, and use your personal information with complete transparency and adherence to the highest security standards.

🛡️
100%
Data Security
🔐
24/7
Protection
📋
98+
Years Trust
✅
2025
Last Updated
📅

Policy Last Updated

January 2025 - Our privacy policy has been updated to reflect current practices and enhanced security measures.

📊

Information Collection

We collect personal information necessary for providing comprehensive financial services to our valued members. This ensures we can serve you effectively while maintaining the highest standards of cooperative banking.

📝 Personal Details

Name & Address Contact Information Identification Documents

💰 Financial Information

Income Details Employment Information Account Details

📋 Service-Related Data

Loan Applications Transaction History Service Preferences
🎯

Use of Information

Your information is used exclusively for legitimate banking purposes and member services. We never use your data for purposes outside our cooperative banking operations.

💰

Financial Services

Processing loan applications, deposits, and managing your accounts with accuracy and efficiency.

📊

Record Maintenance

Maintaining accurate account records and transaction histories for your convenience and regulatory compliance.

📢

Communication

Sending important society updates, notifications, and relevant financial information to keep you informed.

⚖️

Regulatory Compliance

Meeting legal and regulatory requirements as mandated by cooperative banking authorities.

🏖️

Holiday Home Services

Managing holiday home bookings and ensuring seamless vacation experiences for members.

🏆

Member Benefits

Providing personalized services and benefits based on your membership status and preferences.

🔐

Information Security

We implement comprehensive security measures to protect your information using industry-standard practices and technologies.

🏢 Physical Security

✅ Secure document storage cabinets
✅ Restricted access to sensitive areas
✅ 24/7 premises security monitoring

💻 Digital Security

✅ Advanced encryption for digital records
✅ Multi-level access controls
✅ Regular security audits and updates

👥 Access Control

✅ Role-based staff access permissions
✅ Regular staff training on data protection
✅ Comprehensive audit trails
🤝

Information Sharing

👤

Your Rights as a Member

As a valued member, you have comprehensive rights regarding your personal information. We are committed to honoring these rights promptly and transparently.

👁️

Access Your Data

Request to view all personal information we hold about you at any time.

✏️

Update Information

Correct or update your personal details to ensure accuracy of your records.

🗑️

Data Deletion

Request deletion of your data (subject to legal retention requirements).

📋

Data Portability

Obtain copies of your information in a commonly used electronic format.

🚫

Opt-Out Rights

Choose not to receive certain communications while maintaining essential services.

❓

Information Queries

Ask questions about how your information is collected, used, or stored.

📞

Privacy Concerns & Contact

Have questions about our privacy practices? We're here to help! Our team is committed to addressing your privacy concerns promptly and transparently.

📧

Email Us

kolempcoop@gmail.com

Response within 24 hours
🏢

Visit Our Office

Reserve Bank Annex Building

Monday to Friday, 10:30 AM - 5:00 PM
📞

Call Us

+91-33-2210-4808

During office hours

🔒 Questions About Your Privacy?

Your trust is paramount to us. If you have any questions about our privacy practices or need to exercise your data rights, don't hesitate to reach out. We're committed to transparency and protecting your personal information.

🏛️ About Our Society

Nearly a century of excellence in cooperative banking, serving Reserve Bank employees with unwavering commitment to trust, integrity, and community welfare since 1927.

📅
1927
Year Established
🏆
98+
Years of Service
👥
550+
Active Members
🎯
2026-27
Centenary Year

🌟 Our Remarkable Journey

🏗️

Foundation (1927)

Established in 1927, our society was founded with the vision of providing financial security and assistance to Reserve Bank employees and their families. We started as a small cooperative with big dreams.

📈

Growth & Evolution

Over our remarkable 98-year journey, we have grown from a small cooperative to a trusted financial institution serving hundreds of members across generations, adapting through various economic cycles.

🎉

Centenary Milestone

As we approach our Centenary milestone in 2026-27, we reflect on nearly a century of unwavering commitment to our members' financial well-being and community support.

💎 Our Core Values

🤝

Trust

Building lasting relationships through transparency and reliability

⭐

Service

Putting member needs at the center of everything we do

🚀

Innovation

Continuously improving our services and processes

🌍

Community

Supporting the welfare of our member community

🛡️

Integrity

Maintaining the highest ethical standards

👔 Board of Directors

Our experienced Board of Directors provides strategic leadership and governance, ensuring the society's continued growth and member welfare.

Position Name
🎖️ President Subrata Kumar Dutta
🥈 Vice President Biswajit Mistry
📋 Secretary Avik Modak
📝 Assistant Secretary Sourav Mondal
👨‍💼 Director Prasun Adhikary
👨‍💼 Director Amit Das
👨‍💼 Director Biplab Das
👨‍💼 Director Bipasha Saha
👨‍💼 Director Mahiul Islam
👨‍💼 Director Abhirook Banerjee
👨‍💼 Director Mousumi Maji
👨‍💼 Director Subrata Chattopadhyay
👨‍💼 Director Tapas Kumar Bandyopadhyay (Staff Representative)

🎯 Membership Information

✅

Eligibility Criteria

Regular Membership: All permanent employees of Reserve Bank of India, Kolkata

Nominal Membership: Family members of regular members

📝

How to Join

1 Fill the membership application form
2 Submit required documents
3 Pay membership fee and initial share amount
📊

Financial Performance

We maintain strong financial health with consistent growth in member deposits and prudent lending practices. Our annual reports showcase transparent financial management and sustainable growth.

🏅

Charity & Donation

Our society’s dedication to service and community welfare has earned recognition from various cooperative organizations in West Bengal, highlighting our commitment to excellence in cooperative sector and charitable contributions.

🤝 Ready to Join Our Community?

Become part of our 98-year legacy of trust and financial excellence. Experience the benefits of member-owned cooperative society with personalized service and competitive rates.